Five great reasons to join Discovery Insure

1. You get unique and innovative Car Insurance

With Discovery Insure, you get market-leading comprehensive car insurance at highly competitive rates. Our innovative vehicle cover also offers unique benefit features, including Write-off accelerator and Retail value booster. You also pay no excess in the event of theft related or weather-related claims, and if an accident was caused by an insured third party. In addition, you have the option to join Vitality Drive.

2. You get comprehensive and flexible Home Insurance

Discovery Insure gives you insurance that is comprehensive, flexible and affordable to protect your home contents, buildings and portable items. Insuring your home with us also has its benefits – you get our Online Vault, estimated maximum loss and HomeAssist benefits at no extra cost. You also pay no excess if you have a valid claim for damage caused by theft, hijacking, hail, storm or fire.

3. You get rewarded for driving well with Vitality Drive

Vitality Drive is Discovery Insure’s unique driver behaviour programme that rewards you for driving well. You can earn up to R800 of your fuel spend back each month. You also get other rewards like a 0% car insurance renewal increase for Diamond status drivers, the ability to use your rewards for driving well to fund new tyres, discounted car washes, free popcorn or drinks with Active Rewards, and up to 25% off selected car seats. When you’re not driving, you can get home with up to 25% off Uber and our other DriveMe partners. Vitality Drive also provides you with the ultimate reward: unique safety features to ensure your safety on the road.

4. Intelligent technology to keep you safe

Recognised through various international awards, DQ-Track, our advanced telematics technology, not only measures your driving behaviour but automatically provides you with state-of-the-art safety features, such as Impact Alert, where we send emergency help if you’re involved in a vehicle accident, even if we can’t get hold of you. You’d also get weather warnings to alert you of imminent, severe weather events as well as the ability to use your smartphone as a vehicle panic button*.
* only available on the smartphone-enabled DQ-Track

5. Unique and easy claim services

We continually create new and better ways to give you excellent service and ensure fast and fair claims resolution. You have access to many ways to log your claims, including our Self-approved claims feature where you can approve your own geyser and vehicle glass claims within minutes. You can also track the progress of your claims online or on your smartphone. You even get a replacement for your lost or stolen specified electronic devices within 48 hours – or we’ll waive your excess.

    Discovery Insure Ltd is an authorised financial services provider. Registration number 2009/011882/06. Limits, maximum fuel, Gautrain and Uber spend limits, terms and conditions apply. The benefits, cover and features outlined in this document refer to the Discovery Insure Classic Plan offering. Go to or contact us on 0860 751 751 for additional information.