Tel: 016 100 0800  |  Fax: 086 240 3680 | acsenna@mweb.co.za

FOR EVERY NEED WE WILL HAVE A SOLUTION, GIVE US A GO!

Home Insurance

BUILDING:

  • The private residential structures of your home. Includes all fixtures & fittings that belong to you.
  • ADDITIONAL COVER:
    • Accidental damage
    • Home Assist

CONTENTS:

  • This is all the property that belongs to you inside your home, this will include: furniture, appliances and personal belongings.
  • ADDITIONAL COVER:
    • Accidental damage
    • Home Assist

ALL RISK:

  • This is all items that need to be specified like mobile communication devices, laptops, notebooks, tablets, portable gaming equipment, bicycles, wheelchairs, hearing aids, jewellery, sporting Equipment and tools.

Car Insurance

PERSONAL CAR:

  • Comprehensive Cover: Covers your vehicle for accident, hail damage, fire and theft.
  • Third Party, Fire and Theft: Covers your vehicle for fire, lightning, theft or attempted theft and damage to third party vehicle.
  • Third Party Only: Covers only damage to a third party vehicle.
  • This is only for a vehicle that is used for personal use (to work and home).

ADDITIONAL COVER TO ADD ON TO THE CAR:

  • The follow additional cover can be added with the car to make life simpler:

    • Car hire – when you have a claim, with this added cover you can have an rental car
    • Top-up cover – this covers the difference between your vehicle’s retail and the amount owed to the bank
    • Excess waiver – if you do not want standard and theft excess, this can be added to the vehicle. You will then only have a windscreen excess.
    • Roadside assistance – for the day the your car gives you a problem on the road.

CARAVAN & TRAILERS:

  • This will cover damage to your Caravan or Trailer.

    • Comprehensive Cover: Covers your caravan/trailer for accident, hail damage, fire and theft.
    • Third Party, Fire & Theft: Covers your caravan/trailer for fire, lightning, theft or attempted theft and damage to third party vehicle.
    • Third Party Only: Covers only damage to a third party vehicle.

MOTORCYCLE

  • Comprehensive Cover: Covers your motorcycle for accident, hail damage, fire and theft.
  • Third Party, Fire & Theft: Covers your motorcycle for fire, lightning, theft or attempted theft and damage to third party vehicle.
  • Third Party Only: Covers only damage to a third party vehicle or motorcycle.

WATERCRAFT/BOAT

  • This is to cover you for loss or damage to the watercraft. This cover is only available in comprehensive cover

Life Insurance

LIFE COVER:

This benefit pay out in the event of death caused by illness or an accident. The cover make provision to settle your debt or provide an income for your spouse and children for an unforeseen time , because your income is not there any more.

DISABILITY:

This benefit pay a lump sum out when you are unable to perform your own or similar occupation, depending on the grade of disability.

SEVERE ILLNESS/TRAUMA

This benefit pay a lump sum when you are diagnosed with a traumatic event. You will have a 14 day waiting period before a claim will be acknowledge.

WILL/LAST TESTAMENT

Having a will is one of the important things you have to do for you and your family.
It spells out exactly how you would like things to be handled after you have passed away,
And can legally protect your spouse, children and assets.

FUNERAL PLAN

If you are worried about your family being able to afford your funeral , you must consider
a funeral plan, depending on the size of your plan.

Business Insurance

INSURANCE TO CATER FOR YOUR BUSINESS, FARM, GUEST HOUSE, AND LODGES

  • Office contents (Cover your Desks, Chairs, Tables, Cabinets, and other items.)
  • Electronic Equipment (Cover your Computers, Laptops , Printers , Fax machines)
  • Business All Risk (Cover your Cell phone, Tools, cleaning and gardening equipment, Sound Equipment and other items)
  • Theft cover (Cover items against theft and clients items, you can include damage to the building to cover that damages is you are renting as building)
  • Liability (General(this covers you if one off your employees accidentally cause damage to a client’s items or building) and you can also add product liability)
  • Money
  • Accidental damage
  • Goods in Transit (Cover the items that you have to transport for your business)
  • Fire (cover all your items under this section against Fire and other insured perils)
  • Buildings Combined ( Cover your business building, geyser , gate motor)
  • Business Interruption
  • Machinery Breakdown
  • Glass (cover your glass and the sign writing on the windows)
  • Motor

Comprehensive cover: covers your vehicle for accident, hail damage, fire and theft.
Third party, fire and theft: covers your vehicle for fire, lightning, theft or attempted theft and damage to third party vehicle.
Third party only: covers only damage to a third party vehicle.
This is only for a vehicle that is used for business use

ADDITIONAL COVER TO ADD ON TO THE CAR:
The follow additional cover can be added with the car to make life simpler:

Car hire – when you have a claim, with this added cover you can have an rental car
Top-up cover – this covers the diffrence between your vehicle’s retail and the amount owed to the bank

Medical Insurance

MEDICAL AID:

The purpose of a medical aid are to ensure that you will be able to pay for treatment Received from either a GP or a specialist. Accidents happen and you and your family’s Health are important. Choose a plan that fits your needs the best.

VITALITY

Vitality is an initiative of Dicovery, to improve your quality of health and life with add on
benefits which rewards YOU for living a better and healthier and longer life.

DISCOVERY GAP COVER

Unexpected medical costs, for treatment related to certain admissions to hospital where healthcare professionals charge more than what your medical scheme pays for, where you have a life-changing severe illness, can place significant financial strain on your family.
Discovery has now combined its insurance and healthcare expertise to bring you an innovative, cost-effective solution that provides additional financial protection against these unforeseen costs.

Investment

INVESTMENT:

Investing for the short and long term, for any reason under the sun, from studies to exotic
holidays.

PENSION:

A retirement plan is a financial arrangement designed to replace employment income upon
Retirement.